Home Equity Line of Credit (HELOC)
You can use your home equity for a lot of smart reasons, including paying off debt, improving your home or to have as a rainy day fund.
- Competitive rates for several ongoing or seasonal needs
- Borrow up to 70% of the net equity in your home with a 10-year draw, 15-year pay back
- Interest only payments for the first 10 years
- The interest paid might be tax deductible (consult your tax advisor)
- Accessory Dwelling Unit (ADU) financing available to turn a spare bedroom into income-producing space
- Knowledgable, experienced loan consultants to guide you through the process
Ready to apply? Download and fill out an application.
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